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Mortgage Protection Cover


This is the least expensive form of life cover you can have. Usually a bank will require this type of policy to secure a mortgage before draw down. It is designed to pay off your mortgage should you die during the mortgage repayment term. The premium is guaranteed and will stay the same for the life of the policy.

Specified Illness

can be added to this policy on an accelerated basis and is paid out of the death benefit.

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Type of Cover: help

Joint Life insurance policies cover two people; however benefits will only be paid on first death.

Dual Life insurance policies cover two people independently on one policy and benefits will be paid on the death of both lives insured.

Accelerated Specified Illness Cover means that any pay out on Specified Illness cover will reduce the Life Cover amount.

Standalone Specified Illness Cover means that any pay out on Specified Illness cover will not affect the Life Cover amount.